Occupational Accident Coverage

What is Occupational Accident Coverage?

Occupational accident coverage (OCAC coverage) offers protection for independent contractors’ workplace injuries. The coverage is readily available through commercial trucking policies. Businesses that work with owner-operators often purchase it. Workers’ compensation rarely extend protection to independent contractors.

Trucking Occupational Accident coverage includes medical, disability, death
and dismemberment benefits for accidents that occur on the job.

Flexible policies offer you wide range of limits
Available for accounts of all sizes
Generous Disability Calculations that help drivers save on out-of-pocket costs
Passenger Accident and Non-Occupational coverages on select plans
Bundle with other coverages

Cost ?

Premiums for these policies can vary be based on, but not limited to:

Number of trucks being insured
Year, make and model of trucks
Annual mileage that trucks are driven
Drivers’ license classes and endorsements
Drivers’ recent driving records and accident histories
Types of cargo that trucks transport
Regions and/or states that trucks are driven in
Areas that trucks go into

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